How Does Your 401(k) Stack Up?
A good 401(k) plan can help propel you to a secure retirement. Your 401(k) plan often gives you a tax break, employer contributions and investment growth, all at the same time. But some 401(k) plans have such high costs and poor investment options that much of the tax break is canceled out. Here's how to tell if your 401(k) plan is worthwhile.
The 401(k) match. Most Vanguard 401(k) plans (94 percent) provide employer contributions, according to a Vanguard analysis of 1,900 401(k) plans with 3.6 million participants.
