Over 20% of Americans Think They'll Never be Debt Free


A new CreditCards.com survey released Wednesday found that 21 percent of Americans believe they will never be able to pay off their debt. That's up slightly from 18 percent the previous year and comes even as the job market shows signs of improving. The Labor Department said Friday the U.S. economy added 211,000 jobs last month and the overall unemployment rate remained unchanged at 5 percent. Still, people are weary about their job security, said Matt Schulz, senior analyst at CreditCards.com. "This shows there is a real debt problem in America and it's not improving very much." The survey also found that the number of people who are debt free increased to 22 percent this year from 14 percent the year earlier. In fact, Schulz said that, surprisingly, individuals making up to $30,000 a year are the most likely to say they are free of debt.

Do These 8 Things to Profit From the Improving Economy


After several years of sluggish growth, it appears that the economy is getting better. Unemployment has dropped. The stock market has been setting record highs. But are you poised to take full advantage of the rebound? (See also: 8 Ways Rising Interest Rates Can Help Your Wallet) Here are eight ways to position yourself for the best result once the economy kicks into high gear. 1. Pay Off Debt If the economy is getting better and you find yourself earning more, getting rid of debt should be your first priority. The last thing you want is to miss out on an economic boom because you're handcuffed by loans and credit card bills, so pay that stuff off. And do it fast, because a good economy often comes with higher interest rates. So if you have debt, it's best to rid yourself of it before it gets pricier to pay down later.

US Aerospace Sector Poised for 2015 Record Trade Surplus: Group


The U.S. aerospace industry is expected to post a record trade surplus in 2015, buoyed by strong demand for U.S. commercial airplanes and weapons, the Aerospace Industries Association (AIA) said on Tuesday. But the AIA, the sector's largest trade group, warned there were signs of an early slowdown in orders and monthly backlog. New orders for aerospace products have fallen 32 percent to $210.3 billion in the nine months ended September 2015 from a year earlier. AIA Chief Executive Officer David Melcher told reporters the U.S. aerospace trade balance grew by $19 billion over the past five years to reach a record $62 billion in 2014, and was on track to top the record this year. AIA said the sector exported $92 billion worth of manufactured goods in the first nine months of 2015, an increase of 5.8 percent from the same period of 2014. The total included $81.3 billion in civil aircraft, engines, parts and space systems, and $10.7 billion in military aerospace systems.

Tight Inventories, Rising Prices Hurt Home Sales


Home resales fell in October as a persistent shortage of properties limited choice for potential buyers and pushed up prices, suggesting some softening in the pace of the housing market recovery after strong gains early this year. Still, housing remains on solid footing, with sales for the full year on track to be the best in eight years. That should see housing take up some of the slack from a chronically weak manufacturing sector. The housing market is in decent shape but could be a lot better if people decided they were ready to move and listed their homes. "The housing market is in decent shape but could be a lot better if people decided they were ready to move and listed their homes," said Joel Naroff, chief economist at Naroff Economic Advisors in Holland, Pennsylvania.

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Those who don't want another machine taking up space on their countertop might want to wait a few years; Keurig says it's working on a machine that could make both hot and cold drinks.

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Still, Keurig thinks its Kold machine could eventually be bigger than its coffee brewers, which it says are in about 17 percent of U.S. households. In addition to going on sale on its website Tuesday, the company says the Kold will be available starting in October at select retailers in Atlanta, Boston, Chicago, Dallas, Los Angeles and New York.

Thanksgiving: The Cost of Cooking vs. Takeout vs. Dining Out


Thanksgiving is a time for friends and families to share a festive meal and reflect on their blessings. Along with that comes the expectation of a full-on turkey dinner, not to mention the stress associated with planning, spending, and cooking. But hosts have options besides preparing a meal from scratch: carry out from a commercial eatery or grocery store, organize a potluck or dine at a restaurant. Believe it or not, the alternatives are easier on the wallet. In a comparative price check, Cheapism.com found that a home-cooked meal for eight rang up at $13.20 a person compared with $10 for restaurant takeout, $11.25 for grocery store takeout, and $11.99 for an adult restaurant meal.

Everyone Loves Same-Day Delivery, Until They Have to Pay


That's the problem merchants face as the busy holiday shopping season approaches. They want to offer customers the near-instant gratification that usually only comes with shopping in stores or via apps like Uber and Seamless (GRUB). But the logistics and costs of same-day delivery -- the fuel, labor, infrastructure and other costs -- have been difficult challenges to surmount. This year, Amazon (AMZN) has been making an aggressive push to offer same-day delivery to people who've paid its $99 fee for Prime loyalty club membership. That service is now available in 23 metro areas. And where Amazon goes, other retailers must follow. "Over the past 18 to 24 months Amazon has been pushing the bar" for fast and cheap delivery, said Daphne Carmeli, CEO of Deliv, a startup that works with retailers to provide same-day delivery. "If you're in retail, you have to step up to the new bar."